Effective Date: January 1, 2025
Last Updated: January 1, 2025
Welcome to Use Your Credits ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.
Important Notice: Use Your Credits is an informational tool designed to help you track and remember to use your existing credit card benefits. We do not provide financial advice, credit counseling, or recommendations about which credit cards to apply for.
We use your information to:
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:
Note: We do not store full credit card numbers or payment card details. All payment processing is handled by Stripe, a PCI-compliant payment processor.
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
You have the right to:
To exercise these rights, please contact us at support@useyourcredits.com or through your account settings.
We use cookies and similar tracking technologies to provide, improve, and protect our services. This section explains what cookies we use, why we use them, and how you can manage your preferences.
Cookies are small text files stored on your device when you visit our website. They help us recognize you, remember your preferences, and understand how you use our services.
These cookies are necessary for our website to function properly. They enable core features like security, authentication, and session management. You cannot opt out of these cookies.
These cookies help us understand how visitors interact with our website. We use Google Analytics to collect anonymous information about page views, feature usage, and user behavior.
Privacy Protection: We anonymize IP addresses and do not collect personally identifiable information through analytics cookies. These cookies require your consent and are only activated if you accept them.
You have full control over which optional cookies we use. You can:
We use the following third-party services that may set cookies:
Different cookies have different lifespans:
If you are in the European Economic Area, you have specific rights regarding cookies:
Update Your Preferences: You can manage your cookie settings at any time by visiting our Cookie Preferences page.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.
Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place for such transfers.
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will delete or anonymize your personal information within 30 days, except where retention is required by law.
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
Email: support@useyourcredits.com
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt-out of the sale of your personal information (which we do not do).
Our services are currently available only to residents of the United States. We do not offer services to users in the European Union or other international jurisdictions at this time.