https://useyourcredits.com/changelog/ Every credit card benefit change, devaluation, and annual fee increase we track — Amex, Chase, Capital One, and more. en-us Thu, 09 Jul 2026 22:03:27 GMT https://useyourcredits.com/changelog/ seed-delta-2026-refresh Mon, 01 Jun 2026 12:00:00 GMT neutral Amex refreshed the Delta SkyMiles co-brand lineup in June 2026, reshuffling statement credits and perks across the Platinum and Reserve tiers. Whether it nets out positive depends heavily on whether the new credits match how you actually fly and spend. Effective 2026-06-01. https://useyourcredits.com/changelog/ seed-venture-x-2026-lounge Sun, 01 Feb 2026 12:00:00 GMT devaluation Capital One cut Venture X lounge access: authorized users lost complimentary lounge entry and guest privileges were tightened unless the account clears a $75,000 annual-spend hurdle. Effective February 1, 2026. Effective 2026-02-01. https://useyourcredits.com/changelog/ seed-platinum-2025-restructure Thu, 25 Sep 2025 12:00:00 GMT devaluation Amex restructured the Platinum Card: the annual fee rose from $695 to $895 alongside a refreshed slate of statement credits. More headline credit value, spread across more merchants with more enrollment steps. New applicants September 25, 2025; existing members at renewals starting 2026. Annual fee: $695 → $895 Effective 2025-09-25. https://useyourcredits.com/changelog/ seed-csr-2025-refresh Mon, 23 Jun 2025 12:00:00 GMT devaluation Chase overhauled the Sapphire Reserve: the annual fee jumped from $550 to $795, the flexible $300 travel credit was restructured, and a set of new statement credits replaced simpler benefits — classic coupon-book conversion. New applicants June 23, 2025; existing cardholders at their first renewal on or after October 26, 2025. Annual fee: $550 → $795 Effective 2025-06-23.