Relationship-based cash back card: 2% base, up to 4% total with $100k+ in Smartly Savings, competing with BofA Preferred Rewards.
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Cash Back - Rewards - Earning Multipliers
Earn 2% cash back on every purchase as the base rate.
Earn up to 4% total cash back based on U.S. Bank Smartly Savings balance: 2.5% ($5k-$49k), 3% ($50k-$99k), 4% ($100k+).
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personal