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Bilt Palladium Card

Bilt

Bilt Palladium Card

personal•$495 Annual Fee

Premium Bilt card earning 2X points on all everyday purchases, with $400 in annual Bilt Travel hotel credits, $200 annual Bilt Cash, Priority Pass lounge access, and comprehensive travel protections.

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Additional Resources

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Card Benefits

Travel - Hotel - Credits

$200 Semi-Annual Bilt Travel Hotel Credit ($400/yr)

Receive up to $400 per year in Bilt Travel hotel credits, distributed as two $200 semi-annual credits.

Trackable

Rewards - Anniversary Bonuses

$200 Annual Bilt Cash Bonus

Receive $200 in Bilt Cash annually, credited on January 1st each calendar year.

Trackable

Rewards - Earning Multipliers

2X Points on All Everyday Purchases

Earn 2X Bilt Points per dollar on all everyday (non-housing) purchases with no caps or bonus categories to track.

Cash Back

4% Bilt Cash on Everyday Spend

Earn 4% back in Bilt Cash on everyday (non-housing) purchases.

Rewards - Earning Multipliers

Up to 1X Points on Rent & Mortgage (No Transaction Fee)

Earn up to 1X Bilt Points on rent and mortgage payments through Bilt with no transaction fee.

Travel - Lounge Access - Priority Pass

Priority Pass Airport Lounge Access

Complimentary Priority Pass membership with access to 1,300+ airport lounges worldwide.

Rewards - Loyalty Bonuses

Rent Day Double Points

Earn double points on the 1st of every month (Rent Day) on eligible purchases, up to 1,000 bonus points.

Lifestyle

Free Rent Credit Reporting

Build your credit with free on-time rent payment reporting to major credit bureaus.

Travel

1:1 Transfer to 20+ Airline & Hotel Partners

Transfer Bilt Points 1:1 to over 20 airline and hotel loyalty programs.

Travel

No Foreign Transaction Fees

No foreign transaction fees on purchases made outside the U.S.

Cell Phone

Cellular Wireless Telephone Protection

Coverage for cell phone damage or theft when you pay your monthly wireless bill with your Bilt Card.

Shopping - Purchase Protections

Purchase Assurance

Coverage for eligible new purchases against damage or theft for a limited period.

Travel - Ground Transportation - Car Rental

MasterRental Coverage

Coverage for damage to or theft of a rental vehicle when you decline the rental company's collision/loss damage waiver.

Travel

Trip Cancellation and Interruption Protection

Coverage for non-refundable trip expenses if your trip is cancelled or interrupted due to a covered reason.

Travel

Trip Delay Reimbursement

Reimbursement for reasonable expenses if your trip is delayed for a covered reason.

Travel - Airline - Baggage

Baggage Delay Insurance

Reimbursement for essential purchases if your checked baggage is delayed.

Travel - Airline - Baggage

Lost or Damaged Luggage Insurance

Coverage for lost or damaged luggage and personal property during your trip.

Shopping - Purchase Protections

Price Drop Protection

Refund of the price difference if an item you purchased drops in price within a specified period.

Rewards - Loyalty Bonuses

Bilt Neighborhood Benefits

Earn additional bonus points at 50,000+ Bilt Neighborhood merchant locations.

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