Bilt Obsidian Card

Receive up to $100 per year in Bilt Travel hotel credits, distributed as two $50 semi-annual credits.

Earn 3X Bilt Points on your choice of dining or grocery purchases annually (grocery capped at $25,000/year).

Earn 2X Bilt Points per dollar on travel purchases.

Earn 1X Bilt Points per dollar on all other everyday (non-housing) purchases.

Earn 4% back in Bilt Cash on everyday (non-housing) purchases.

Earn up to 1X Bilt Points on rent and mortgage payments through Bilt with no transaction fee.

Earn double points on the 1st of every month (Rent Day) on eligible purchases, up to 1,000 bonus points.

Build your credit with free on-time rent payment reporting to major credit bureaus.

Transfer Bilt Points 1:1 to over 20 airline and hotel loyalty programs.

No foreign transaction fees on purchases made outside the U.S.

Coverage for cell phone damage or theft when you pay your monthly wireless bill with your Bilt Card.

Coverage for eligible new purchases against damage or theft for a limited period.

Coverage for damage to or theft of a rental vehicle when you decline the rental company's collision/loss damage waiver.

Coverage for non-refundable trip expenses if your trip is cancelled or interrupted due to a covered reason.

Reimbursement for reasonable expenses if your trip is delayed for a covered reason.

Earn additional bonus points at 50,000+ Bilt Neighborhood merchant locations.