Saks Credits
Strategic Shopping for Your $50 Saks Credit
With Saks' updated shipping policy, you'll want to be tactical about how you use that bi-annual credit. The sweet spot is finding items in the $35-40 range (depending on your local sales tax) to maximize value without paying shipping fees.
Category-Specific Shopping Links
Fashion & Accessories:
- Sale items $40 and under
- Women's apparel $40 and under
- Shoes $40 and under
- Handbags & accessories $40 and under
Beauty & Wellness:
Home & Lifestyle:
Pro Tips for Credit Optimization
Timing Strategy:
- Shop during major sale events (end of season, holiday sales)
- Stack your credit with existing promotions
- Check for "Gift with Purchase" offers that add value
Tax Considerations:
- If you're in a no-sales-tax state: aim for items around $40
- With sales tax: target items around $35 to stay under $40 total
- Consider shipping to a tax-free state if you have that option
Rakuten Integration: Don't forget to activate Rakuten before shopping. Saks typically offers 2-4% cash back through Rakuten, which can be transferred to Membership Rewards points. This effectively stretches your credit even further.
Alternative Approach: If you can't find suitable items in the $35-40 range, consider spending significantly more (perhaps $75-100+) to justify the shipping cost while getting maximum value from higher-end items that rarely go on deep discount.
Best Categories for Credit Usage:
- Beauty samples/travel sizes - often perfectly priced in your range
- Designer accessories - scarves, small leather goods
- Home fragrance - candles and diffusers frequently hit this price point
- Sale jewelry - often marked down to your target range
This strategy ensures you're getting the most value from your credit without throwing money away on shipping fees.
