Targeted Spending Offers (10-15% Back)
Cardholders frequently receive targeted email offers for 10-15% back on specific categories such as online retail, travel, utilities, or other merchants when monthly spend thresholds (typically $1,000+) are met. These bonus statement credits often stack with base earning rates, making this legendary in the churning community.
Cards Offering This Benefit
Similar Rewards - Loyalty Bonuses Benefits
2,500 Tier Credits (First Purchase)
Rewards - Loyalty Bonuses
Earn 2,500 Tier Credits after your first purchase toward elite status qualification.
5,000 Tier Credits per $5k Spend
Rewards - Loyalty Bonuses
Earn 5,000 Tier Credits for every $5,000 spent on the card annually toward Diamond status.
$25 Annual Birthday Reward
Rewards - Loyalty Bonuses
Receive a $25 reward during your birthday month each year.
$100 Annual Schwab Appreciation Bonus
Rewards - Loyalty Bonuses
Receive $100 annual statement credit for qualifying Schwab assets between $250,000 and $1 million.
$200 Annual Schwab Appreciation Bonus
Rewards - Loyalty Bonuses
Receive $200 annual statement credit for qualifying Schwab assets between $1 million and $10 million.