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Credit Limit Review (after 6 months)

Credit BuildingNext reset: Jan 1, 2027

Chase will automatically review your account for a higher credit limit after just 6 months if you spend at least $500 and make all payments on time. This helps build your available credit faster than traditional annual reviews.

Cards Offering This Benefit

Slate Edge

Chase

Slate Edge

personal

6 Benefits

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My Chase Plan (0% Installments)

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Create 0% interest installment plans on purchases over $100 with a fixed monthly fee.

2% Annual APR Reduction

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Automatically lower your APR by 2% each year by paying on time and spending at least $1,000 by account anniversary.

Free Monthly FICO Score

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Receive free monthly FICO Score via Experian to track credit health.