UseYourCredits
Browse CardsBrowse BenefitsMapsUpgrade
Menu
Browse CardsBrowse BenefitsMaps

Support This Project.

Buy me a coffee Use my referrals
About Us•FAQs•Privacy Policy•Cookie Preferences•Terms of Service•Disclaimer•Contact Us

© 2025-2026 Use Your Credits. All rights reserved. Made with ❤️ for credit card enthusiasts.

A Nano Rook, LLC project.

← Back to all benefits

Complimentary Additional Platinum Card ($195 value)

Rewards - Loyalty BonusesResets annually - Next: Jan 1, 2027

Cardholders receive one complimentary Additional Platinum Card that can be issued to a family member or friend, providing full Platinum Card benefits. This waives the standard $195 fee for the additional card.

Cards Offering This Benefit

Platinum - Morgan Stanley

American Express

Platinum - Morgan Stanley

personal

17 Benefits

Similar Rewards - Loyalty Bonuses Benefits

2,500 Tier Credits (First Purchase)

Rewards - Loyalty Bonuses

Earn 2,500 Tier Credits after your first purchase toward elite status qualification.

Targeted Spending Offers (10-15% Back)

Rewards - Loyalty Bonuses

Receive frequent targeted offers for 10-15% back on categories like online retail, travel, or utilities when spend thresholds are met.

5,000 Tier Credits per $5k Spend

Rewards - Loyalty Bonuses

Earn 5,000 Tier Credits for every $5,000 spent on the card annually toward Diamond status.

$25 Annual Birthday Reward

Rewards - Loyalty Bonuses

Receive a $25 reward during your birthday month each year.

$100 Annual Schwab Appreciation Bonus

Rewards - Loyalty Bonuses

Receive $100 annual statement credit for qualifying Schwab assets between $250,000 and $1 million.

View all 14 Rewards - Loyalty Bonuses benefits →