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Annual Engagement Bonus (Potential $695 fee waiver)

RewardsResets annually - Next: Jan 1, 2026

Cardholders with qualifying Morgan Stanley relationships (typically Morgan Stanley CashPlus Brokerage Account with high balance/activity requirements, or Morgan Stanley Private Wealth Management status) may receive a rebate of the $695 annual fee.

Cards Offering This Benefit

Platinum - Morgan Stanley

American Express

Platinum - Morgan Stanley

personal

14 Benefits

Similar Rewards Benefits

Unlimited Cashback Match (First Year)

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One-time bonus that doubles all cash back earned in the first year - no limit on matching.

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Annual 9,000 Rapid Rewards points on account anniversary.

$100 Annual Anniversary Bonus

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Annual $100 OneKeyCash bonus that expires 12 months after issuance.

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One-time bonus that doubles all cash back earned in the first year - no limit on matching.

Unlimited Discover Match® (First Year)

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One-time bonus that doubles all miles earned in the first year - no limit on matching.

View all 21 Rewards benefits →