5% Cash Back on Two Chosen Categories (up to $2,000/quarter)

Choose two categories each quarter to earn 5% cash back on up to $2,000 in combined purchases in those categories per quarter, then 1% after. Available categories include utilities, cell phone providers, TV/internet/cable, streaming services, gyms/fitness clubs, department stores, fast food, furniture stores, select clothing stores, and more. You must enroll and activate your chosen categories each quarter; forgetting to enroll means spending in those categories earns only the base 1% rate.