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4% Bilt Cash on Everyday Spend

Cash Back

Earn 4% back in Bilt Cash on all everyday purchases (excluding rent and mortgage payments). Bilt Cash is a flexible currency redeemable within the Bilt ecosystem for hotel bookings, Lyft rides, fitness classes, dining, unlocking housing points, transfer bonuses, and more. Up to $100 in Bilt Cash rolls over to the next calendar year; any remaining balance expires at year-end.

Cards Offering This Benefit

Bilt Palladium Card

Bilt

Bilt Palladium Card

personal

19 Benefits
Bilt Obsidian Card

Bilt

Bilt Obsidian Card

personal

16 Benefits
Bilt Blue Card

Bilt

Bilt Blue Card

personal

11 Benefits

Similar Cash Back Benefits

0.25% Cash Back on All Other Purchases

Cash Back

Earn 0.25% cash back on all other eligible purchases.

2% Cash Back at Costco

Cash Back

Earn 2% cash back on all purchases from Costco and Costco.com.

3% Cash Back on Travel & Dining

Cash Back

Earn 3% cash back on restaurants and eligible travel worldwide.

Relationship Bonus: Up to 4% Total (with $100k+ Savings)

Cash Back

Earn up to 4% total cash back based on U.S. Bank Smartly Savings balance: 2.5% ($5k-$49k), 3% ($50k-$99k), 4% ($100k+).

5% Cash Back on Costco Gas & EV Charging

Cash Back

Earn 5% cash back on gas and EV charging at Costco.

View all 10 Cash Back benefits →