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3X Points on Dining or Grocery (up to $25k/yr grocery)

Rewards - Earning MultipliersResets annually - Next: Jan 1, 2027

Choose either dining or grocery as your 3X Bilt Points earning category each year. If you choose grocery, the 3X rate applies on up to $25,000 in grocery purchases per calendar year, then reverts to 1X. If you choose dining, there is no annual cap on the 3X rate. You select your category annually and can change it each year.

Cards Offering This Benefit

Bilt Obsidian Card

Bilt

Bilt Obsidian Card

personal

16 Benefits

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