2% Base Cash Back on All Purchases
Cash Back - Rewards - Earning Multipliers
Earn a minimum of 2% cash back on all eligible purchases. This base rate increases with your U.S. Bank Smartly Savings balance tier.
Cards Offering This Benefit
Similar Cash Back - Rewards - Earning Multipliers Benefits
0.25% Cash Back on All Other Purchases
Cash Back - Rewards - Earning Multipliers
Earn 0.25% cash back on all other eligible purchases.
2% Cash Back at Costco
Cash Back - Rewards - Earning Multipliers
Earn 2% cash back on all purchases from Costco and Costco.com.
3% Cash Back on Travel & Dining
Cash Back - Rewards - Earning Multipliers
Earn 3% cash back on restaurants and eligible travel worldwide.
Relationship Bonus: Up to 4% Total (with $100k+ Savings)
Cash Back - Rewards - Earning Multipliers
Earn up to 4% total cash back based on U.S. Bank Smartly Savings balance: 2.5% ($5k-$49k), 3% ($50k-$99k), 4% ($100k+).
5% Cash Back on Costco Gas & EV Charging
Cash Back - Rewards - Earning Multipliers
Earn 5% cash back on gas and EV charging at Costco.